Storm Damage & Insurance Claims

You Could Be Eligible for a Brand New Roof

If your roof has storm damage, your homeowner's insurance may pay for a complete replacement. You only pay your deductible.

Average homeowner saves $8,000–$15,000 with an insurance claim
Check If You're Covered → 📞 (804) 306-9647

Most homeowners don't realize their insurance covers roof replacement.

We help you find out — completely free, no obligation, no pressure.

The Plan

How We Get You a New Roof Through Insurance

We handle the heavy lifting. You just approve the work.

1

Free Assessment

We inspect your roof and document all storm damage with high-resolution photos. This becomes your evidence file.

2

File the Claim

We help you file the claim with your insurance company and provide all the documentation they need.

3

Meet the Adjuster

We meet your insurance adjuster on-site and walk through the damage together. No miscommunication, no lowballing.

4

Brand New Roof

Once approved, we install your new roof. You pay only your deductible — insurance covers the rest.

Am I Eligible?

Signs Your Roof Has Storm Damage

You don't need to see obvious damage from the ground. In fact, most storm damage is invisible from street level. Here's what our inspectors look for:

⛈️ Hail Damage

  • ✓ Dark spots or "bruises" on shingles (granule loss)
  • ✓ Dented gutters, vents, or flashing
  • ✓ Cracked or missing shingle tabs
  • ✓ Granules collecting in gutters

💨 Wind Damage

  • ✓ Missing or displaced shingles
  • ✓ Shingles lifted or curled at edges
  • ✓ Exposed underlayment or decking
  • ✓ Ridge cap damage

Important: Most insurance policies have a 1-year window to file after storm damage. Don't wait — get inspected while the evidence is fresh.

🛡️ What We Handle for You

✓
Free damage assessmentDrone + close-up photo documentation of all damage
✓
Insurance claim documentationProfessional damage report ready for your insurer
✓
Adjuster meeting on-siteWe walk through every item with your adjuster
✓
Supplement filingIf the first estimate is too low, we fight for fair coverage
✓
Full reroof with quality materialsManufacturer warranty included. Done in 1-2 days.
✓
You pay only your deductibleInsurance covers everything else
Check If You're Covered →
New roof installed after insurance claim in Richmond

What to Expect

Insurance claims can feel overwhelming, but we've done this hundreds of times. Here's the honest truth:

  • The entire assessment and claim process is free
  • Typical timeline: 2-4 weeks from inspection to new roof
  • We never pressure you to file — only if damage warrants it
  • We work with all major insurance companies
  • Emergency tarping available if your roof is actively leaking
  • If there's no damage, we'll tell you straight — no games

A note about storm chasers: Be wary of out-of-town roofers who knock on your door after storms. We're a local Richmond company — licensed, insured, and here long after the storm passes.

💰

Unfiled Claims = Money Left on the Table

Every year, thousands of Richmond homeowners pay out of pocket for roof repairs that their insurance would have covered. The damage is there — they just don't know it yet. A free assessment takes 30 minutes and could save you $8,000–$15,000. No pressure, no obligation. Just information.

Find Out If You're Covered — For Free

A quick assessment tells you everything you need to know. If you have storm damage, we'll handle the insurance process from start to finish.

Schedule Free Assessment → 📞 Call Now